CASH CREDIT
A facility to withdraw the amount from the business account even though the account may not have enough credit balance. Proearth service help facilitate the drawing power of the client based on the stock and book debts statements submitted by the borrower at monthly intervals against the security by hypothecating of stock
LETTER OF CREDIT
Credit letter from a bank guaranteeing the buyer's payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase, the bank will be required to cover the full or remaining amount of the purchase.
DROPLINE OVERDRAFT
Drop line Overdraft is a facility wherein an amount can be utilized for working capital needs and the overdraft can be repaid over period of years. At the end of the tenure, the debt is repaid and converted into capital of the enterprises.
CLEAN OVERDRAFT
Clean Overdraft is an overdraft facility wherein Overdraft amount can be utilized for working capital needs. The primary Security herein is the property and Stock and Debtors are considered as collateral Security.
BUYERS CREDIT
Buyer's credit is the credit availed by an Importer (Buyer) from overseas Lenders i.e. Banks and Financial Institutions for payment of his Imports on due date. The overseas Banks usually lend the Importer (Buyer) based on the letter of Comfort (a Bank Guarantee) issued by the Importers (Buyer's) Bank.
BANK GURANTEE
In certain circumstances such as filing for tender or requirement of government body or dealing with a totally unknown concern, the parties require you to give a bank guarantee to enable you to bid for contract or supply the materials.
PACKING CREDIT (POST & PRE SHIPMENT)
Packing credit limit is a facility sanctioned to an exporter in both Pre-Shipment and Post-shipment stage. If an enterprise has export orders, we can arrange Pre shipment and Post shipment credit up to 100% of the order value.
TERM LOANS
Term loan are usually required for a capital expenditure such as constructing a new factory, buying machinery, purchasing of office or expansion and up gradation of existing factory. We study future cash flow very thoroughly and arrange funds accordingly. Funds can be arranged in the range of 70% – 75% of actual cost.
UNSECURED LOANS
A loan that generally involves highly complex financial transactions obtained from many large financial institutions for companies with very unique financing needs. Our expert team will arrange for these funds for you without any collateral, on the basis of financial performance of the companies.
LOANS AGAINST PROPERTY
Loan against property is a preferred way to raise funds against a residential or commercial property by the way of giving it to banks or institutions as mortgage. Our team’s expertise lies in structuring loans against property.
COMMERCIAL PROPERTY PURCHASE
This product is the answer to the needs of every businessman who seeks to invest in an owned offices e property. Clients generally need to contribute 25% of the property agreement value with the remainder funded by the bank.
HOME LOANS
Buying a home can be one of the most important and emotional decisions of one’s life. We at Moksha understand the importance of buying a home and engage in a special research based approach while facilitating a Home Loan for our clients.Our loan to value ratio generally ranges from 70% - 80%.
LEASE RENTAL DISCOUNTING
We provide the additional benefit of the properties given on lease to the credible companies by getting the funds from banks and NBFC’s against future rent receivables today at very competitive rate of interest and can use it either on your business or on acquiring new properties or any other use.
WORKING CAPITAL
Working Capital Or The Measure of a Company's Ability To Pay Off its Short Term Debt Is The Difference Between Current Assets And Current Liabilities. • Cash Credit Facilities • Clean Overdraft Facilities • Drop Line Overdraft • Letter of Credit • Buyer’s Credit • Bank Guarantee • Packing Credit • Agriculture